Calculating and obtaining a credit score should be done directly through the credit bureaus, where free reports can be downloaded and the percentage of the scores are broken down. Gain access to a credit score with advice from a credit repair consultant in this free video on personal finance. Expert: Stetson Lowe Contact: stetsonlowe.typepad.com Bio: [...]

All three credit reports can be obtained for free once a year online through a government-sponsored Web site called AnnualCreditReports.com. Apply for each of the major bureaus online to receive free reports with advice from a credit repair consultant in this free video on personal finance. Expert: Stetson Lowe Contact: stetsonlowe.typepad.com Bio: Stetson Lowe is [...]

To stop harassing phone calls from creditors, simply send a written request through certified mail to cease phone call communication, as this is protected under the Fair Credit Reporting Act. Avoid harassing phone calls, making sure to include all pertinent information in the request letter, with advice from a credit repairconsultant in this free video [...]

Calculating a Beacon score requires obtaining a credit report from the Equifax credit bureau, as each bureau has its own nickname for their scores. Access your Beacon score by submitting the appropriate forms with advice from a credit repairconsultant in this free video on personal finance. Expert: Stetson Lowe Contact: stetsonlowe.typepad.com Bio: Stetson Lowe is [...]

Checking a credit rating in Canada can be done by calling the toll-free numbers of each of the credit bureaus, which are Equifax, Experian and TransUnion. Call or visit each bureau’s Web site with advice from a credit repairconsultant in this free video on personal finance. Expert: Stetson Lowe Contact: stetsonlowe.typepad.com Bio: Stetson Lowe is [...]

Renting property despite bad credit can be done by writing an explanation of the bad credit scores, offering to pay a larger deposit, offering to pay a higher rent, finding a cosigner and providing a list of references. Rent an apartment successfully, even in the case of bad credit, with advice from a credit repairconsultant [...]

Buying a house with a bad credit score can be done by finding a desperate seller who needs to get rid of the house and is willing to negotiate, and any house with a “for sale” and a “for rent” sign is a good place to start. Negotiate with the seller of a home to [...]