Calculating and obtaining a credit score should be done directly through the credit bureaus, where free reports can be downloaded and the percentage of the scores are broken down. Gain access to a credit score with advice from a credit repair consultant in this free video on personal finance. Expert: Stetson Lowe Contact: stetsonlowe.typepad.com Bio: [...]

Freedmont Mortgage CEO Carl Delmont explains how your credit score is so important to getting a loan, and how lower credit scores can cost you a lot more in your monthly mortgage payment.

Buying a house with a bad credit score can be done by finding a desperate seller who needs to get rid of the house and is willing to negotiate, and any house with a “for sale” and a “for rent” sign is a good place to start. Negotiate with the seller of a home to [...]

In today’s modern times, credit cards are considered vital as money itself and not having one may appear to be unthinkable considering the need for us to support our family and pay for our basic needs.  Without having a credit card could also display a negative point to our credit score and might upset someone’s [...]